How can I avoid overpaying?

Five proven ways:

1. Get price lists from 2–3 funeral homes. Prices for identical services can differ by thousands of dollars in the same town. They must give you a written price list — it's federal law.
2. Decide what you want before you visit. A written plan (like the one this site creates) keeps decisions calm and clear.
3. Buy the casket or urn separately if you find a better price — the funeral home must accept it.
4. Skip what you don't want. Embalming is rarely required by law.
5. Bring a friend who is less emotionally involved to any purchase meeting.